4 simple steps to repairing storm damage

4 simple steps to repairing storm damage



01
Apr
2015

4 simple steps to repairing storm damage

With storm season right around the corner, it’s important to be prepared. Follow these steps if you feel your property may need repair:

1. Determine whether your property has sustained any damage. Look for signs of missing shingles, fallen limbs, and/or dents in the siding or gutters.

Missing ShinglesEPSILONTAU2 storm-damage

2. Call a contractor to come inspect your property. Do your due diligence in advance to ensure the contractor is licensed, bonded, and insured. Contactors with a certification, such as HAAG, are trained to leverage scientifically-based techniques when evaluating your property. This can lend credibility and support for your claim.

3. In the event your contractor has found enough damage to file a claim, call your insurance company.

4. Meet with your insurance claims adjuster and invite your contractor to this meeting. The adjuster will usually schedule an appointment within a few days of you filing a claim. Your contractor should work on your behalf – pointing out damage identified.

Depending on the adjuster’s findings, you may be entitled to a settlement to either repair or replace your damaged property.

In some cases, the claim may be denied or may only provide you with a fraction of the costs you need to make your property whole. If this is the case, you’ll want to reach out to your contractor again to discuss the next steps. A professional contractor will help guide you in the process to request a re-adjustment to your property. This is sometimes required, especially with some insurance companies that are prone to deny the customer’s first claim.

Need help filing a claim? Call Steve Lawrence with Magnus Construction at 614-886-2366 or visit MagnusConstructionCo.com.

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